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Mortgage Loans​

TVFCU is proud of our community and would love to be a part of making this area your home! We service mortgages for homes in the following counties: Genesee, Livingston, Wyoming, Orleans, Erie, Monroe & Niagara County. There’s no need to crawl the internet for a national mortgage loan provider that doesn’t care about you. Come over to your community credit union and get started on your dream today!

TVFCU Mortgages Couple in new home
Starting at
30 year fixed

Mortgage rates are soaring more and more every day. When you finance your home with TVFCU, you’ll be treated like an old friend. You’ll love our staff as much as you love our low mortgage rates! Applications for mortgage loans are by appointment only and the following documents are required:


  • Signed purchase offer (for purchase only)
  • 3 most recent pay stubs for each member
  • 2 years of federal income tax with W2s, signed
  • 3 years of signed federal income taxes with W2s, if you’re self-employed or for a new purchase
  • Deed to your home
  • Most recent paid receipts for county, school and village taxes
  • Account statements you wish to list as assets
  • Statement of debt, if applicable, to be paid with mortgage
  • Current mortgage balance statement
  • Homeowners’/Flood insurance policies

Why choose TVFCU?

Fixed-Rate Mortgage

The most popular home loan, the interest rate doesn’t change over the life of the loan. Due to the interest rate not moving, the principal and interest portions of your monthly payments won’t swing up or down, meaning that it’s easier to budget on a month-to-month basis. Even with rising interest rates over time, have comfort in knowing your rate with TVFCU will stay the same.

Can’t wait to get started?

Schedule a phone consultation with our mortgage specialists today! We would love to answer your questions and get you started on the road to your new home!

Mortgage Refinance Inquiry

Step 1 of 10

  • We are happy to pre-approve your application for a mortgage. It is important to note that our preliminary decision will be based on the information submitted as well as data we receive from your credit report. No cost for pre-approval. A formal commitment will be provided once the final documents and your information have been verified. An application fee may apply for a formal commitment. You will be notified of the decision within three business days.
Let us be your lender!
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