TVFCU's lobby is OPEN for all of your transactions, we apologize that our Drive Through is CLOSED until further notice due to water damage.
Thank you for your patience and understanding.

Routing & Transit # 222 383 479
24/7 Automated Teller

Mortgage Loans​

TVFCU is proud of our community and would love to be a part of making this area your home! We service mortgages for homes in the following counties: Genesee, Livingston, Wyoming, Orleans, Erie, Monroe & Niagara County. There’s no need to crawl the internet for a national mortgage loan provider that doesn’t care about you. Come over to your community credit union and get started on your dream today!

TVFCU Mortgages Couple in new home
Starting at
30 year fixed

Mortgage rates are soaring more and more every day. When you finance your home with TVFCU, you’ll be treated like an old friend. You’ll love our staff as much as you love our low mortgage rates! Applications for mortgage loans are by appointment only and the following documents are required:


  • Signed purchase offer (for purchase only)
  • 3 most recent pay stubs for each member
  • 2 years of federal income tax with W2s, signed
  • 3 years of signed federal income taxes with W2s, if you’re self-employed or for a new purchase
  • Deed to your home
  • Most recent paid receipts for county, school and village taxes
  • Account statements you wish to list as assets
  • Statement of debt, if applicable, to be paid with mortgage
  • Current mortgage balance statement
  • Homeowners’/Flood insurance policies

Why choose TVFCU?

Fixed-Rate Mortgage

The most popular home loan, the interest rate doesn’t change over the life of the loan. Due to the interest rate not moving, the principal and interest portions of your monthly payments won’t swing up or down, meaning that it’s easier to budget on a month-to-month basis. Even with rising interest rates over time, have comfort in knowing your rate with TVFCU will stay the same.

Can’t wait to get started?

Schedule a phone consultation with our mortgage specialists today! We would love to answer your questions and get you started on the road to your new home!

Mortgage Refinance Inquiry

Step 1 of 10

  • We are happy to pre-approve your application for a mortgage. It is important to note that our preliminary decision will be based on the information submitted as well as data we receive from your credit report. No cost for pre-approval. A formal commitment will be provided once the final documents and your information have been verified. An application fee may apply for a formal commitment. You will be notified of the decision within three business days.
Loan Payment Calculator

TVFCU Piggy Bank with Glasses


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Important Information:​

TVFCU_36969_Logo CMYK No Bar Final


Tonawanda Valley Federal Credit Union sustains substantial water damage, drive thru is anticipated to reopen in April 2023, ATM is up and running.

Batavia, NY January 13, 2023 – Over the Christmas Holiday, a water pipe burst in three places flooding the drive thru and back office operations of Tonawanda Valley Federal Credit Union. This was discovered after hours on Monday, December 26, 2022 and resulted in an immediate closure of our ATM and drive thru teller services, and a relocation of our back office teams, as the north/west side of the building suffered substantial flooding and water damage.

On Tuesday, December 27, 2022 we were able to open our lobby as regularly scheduled for our members. A construction team was brought on site immediately to remove all wet debris and as of today, that mitigation is complete. Rebuilding our drive thru teller service as well as our back office operations is underway. Our ATM is up and running. Other fee-free ATM’s are available at 7-11 Convenience Stores in the area as follows:

550 East Main Street, Batavia, NY 14020
25 South Main Street, Oakfield, NY 14125
91 Market Street, Attica, NY 14011
8400 Buffalo Road, Bergen, NY 14416

Our thanks and appreciation to the City of Batavia Fire Department, the City of Batavia Bureau of Maintenance, Issac Heating, Lawley Insurance, Kircher Construction, Rapid Dry, Seibold, ARCA, and all of our business partners who were on site within 12 hours to begin clean-up efforts and to assist our team with the necessary tools to ensure business continuity.

We anticipate we will be under construction for the next few months. We are hopeful for a reopening date in April 2023 for our drive thru teller services. As this fluid situation continues to unfold, updates will be made available on our website

TVFCU members can continue to utilize our lobby teller services, our branch team, and our electronic services until our drive thru is rebuilt. If you are a TVFCU member and need assistance conducting your banking transactions, please call our branch team at 585-343- 5627 or visit our website

Thank you for your patience as we rebuild to better serve your banking needs.