Routing & Transit # 222 383 479
24/7 Automated Teller

Mortgages

Starting at
5.02%
30 year fixed

When you finance your home with TVFCU, you will love our staff as much as you will love our low rates!

Applications for mortgages are by appointment only.  The following documents are required at your initial appointment:

  • A signed purchase offer (required for purchase only)
  • 3 most recent consecutive pay stubs for each member applying
  • 2 years signed federal income taxes with W2’s
  • 3 years signed federal income taxes with W2's, if you are self-employed or for a new purchase
  • Deed to your home
  • Most recent paid receipts for county, school, and village taxes
  • Statements of any accounts you wish to list as assets
  • Statements of debts, if any, to be paid with mortgage
  • Statement of current mortgage balance
  • Homeowners'/Flood insurance policies

Our Home Improvement Loan allows you to borrow up to $150,000 on your primary residence or up to $100,000 on your rental property.

At your first appointment, it is necessary to provide the following documents:

  • 3 most recent pay stubs for each member applying
  • 2 years signed federal income taxes with W2’s
  • If self-employed,  3 years signed federal income taxes with W2's
  • Deed to your home
  • Most recent receipts of paid county, school, and village taxes
  • Statements of any accounts you wish to list as assets
  • Statements of debts if any, to be paid with mortgage
  • Statement of current mortgage balance
  • Current Homeowners'/Flood insurance policies

For an appointment to apply, please call us at 585.343.5627.

Mortgage Inquiry

Schedule a phone consultation with our mortgage specialists.

Mortgage Refinance Inquiry

Step 1 of 10

  • We are happy to pre-approve your application for a mortgage. It is important to note that our preliminary decision will be based on the information submitted as well as data we receive from your credit report. No cost for pre-approval. A formal commitment will be provided once the final documents and your information have been verified. An application fee may apply for a formal commitment. You will be notified of the decision within three business days.
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