Routing & Transit # 222 383 479
24/7 Automated Teller

All Electronic Loan Processing

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Our short-term Paycheck Plus loan does not require a credit report!

Please provide the following information:

  • Current proof of income

Special considerations:

  • There is a $20.00 application fee for this loan.
  • Requirements for this loan include 90 day consistent employment and 60 day membership.
  • Maximum $1,000 and 6 month term.
  • Restrictions may apply.

Benefit from our personal loan when you need extra funds!

Your application requires:

  • Proof of income
  • Loan purpose
  • Length of employment
  • Credit report

TVFCU overdraft line of credit pays your transactions when there are not enough funds in your share draft account to cover them.

Please provide the following information when applying:

  • Proof of income

Special considerations.

  • Only the exact amount needed is transferred from your overdraft line of credit to cover your transactions.

Our Second Chance Loan is designed to repair your credit by repaying negative items on your credit report.

Please provide the following information:

  • Proof of income
  • Debts to be paid off
  • Credit report required

TVFCU finances new and used automobile and motorcycle loans purchased from a dealer or an individual. Consider refinancing your high interest vehicle loan from another institution with TVFCU.

Please provide the following information when applying:

  • Current proof of income
  • Insurance binder showing the vehicle is covered by comprehensive and collision insurance.
  • Purchase offer showing the VIN and the current mileage.

Special considerations:

  • TVFCU will not finance a salvaged title vehicle.
  • Only collateral registered and titled in NYS will be considered.

TVFCU consolidation loans can lower the amount you pay each month by eliminating high APRs!

Please provide the following information when applying:

  • Current proof of income
  • Statements of the creditors being consolidated

Borrow funds secured by your own shares at a low APR and still earn dividends on them!

  • Maximum Term 60 months

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TVFCU Piggy Bank with Glasses


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Important Information:​

TVFCU_36969_Logo CMYK No Bar Final


Tonawanda Valley Federal Credit Union sustains substantial water damage, drive thru is anticipated to reopen in April 2023, ATM is up and running.

Batavia, NY January 13, 2023 – Over the Christmas Holiday, a water pipe burst in three places flooding the drive thru and back office operations of Tonawanda Valley Federal Credit Union. This was discovered after hours on Monday, December 26, 2022 and resulted in an immediate closure of our ATM and drive thru teller services, and a relocation of our back office teams, as the north/west side of the building suffered substantial flooding and water damage.

On Tuesday, December 27, 2022 we were able to open our lobby as regularly scheduled for our members. A construction team was brought on site immediately to remove all wet debris and as of today, that mitigation is complete. Rebuilding our drive thru teller service as well as our back office operations is underway. Our ATM is up and running. Other fee-free ATM’s are available at 7-11 Convenience Stores in the area as follows:

550 East Main Street, Batavia, NY 14020
25 South Main Street, Oakfield, NY 14125
91 Market Street, Attica, NY 14011
8400 Buffalo Road, Bergen, NY 14416

Our thanks and appreciation to the City of Batavia Fire Department, the City of Batavia Bureau of Maintenance, Issac Heating, Lawley Insurance, Kircher Construction, Rapid Dry, Seibold, ARCA, and all of our business partners who were on site within 12 hours to begin clean-up efforts and to assist our team with the necessary tools to ensure business continuity.

We anticipate we will be under construction for the next few months. We are hopeful for a reopening date in April 2023 for our drive thru teller services. As this fluid situation continues to unfold, updates will be made available on our website

TVFCU members can continue to utilize our lobby teller services, our branch team, and our electronic services until our drive thru is rebuilt. If you are a TVFCU member and need assistance conducting your banking transactions, please call our branch team at 585-343- 5627 or visit our website

Thank you for your patience as we rebuild to better serve your banking needs.