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Paycheck Plus Loans - Emergency Funds

Our short-term Paycheck Plus loan does not require a credit report!

Please provide the following information:

  • Current proof of income

Special considerations:

  • There is a $20.00 application fee for this loan.
  • Requirements for this loan include 90 day consistent employment and 60 day membership.
  • Maximum $1,000 and 6 month term.
  • Restrictions may apply.
Personal Loans

Benefit from our personal loan when you need extra funds!

Your application requires:

  • Proof of income
  • Loan purpose
  • Length of employment
  • Credit report
Overdraft Line of Credit

TVFCU overdraft line of credit pays your transactions when there are not enough funds in your share draft account to cover them.

Please provide the following information when applying:

  • Proof of income

Special considerations.

  • Only the exact amount needed is transferred from your overdraft line of credit to cover your transactions.
Second Chance Loan

Our Second Chance Loan is designed to repair your credit by repaying negative items on your credit report.

Please provide the following information:

  • Proof of income
  • Debts to be paid off
  • Credit report required
Vehicle Loans

TVFCU finances new and used automobile and motorcycle loans purchased from a dealer or an individual. Consider refinancing your high interest vehicle loan from another institution with TVFCU.

Please provide the following information when applying:

  • Current proof of income
  • Insurance binder showing the vehicle is covered by comprehensive and collision insurance.
  • Purchase offer showing the VIN and the current mileage.

Special considerations:

  • TVFCU will not finance a salvaged title vehicle.
  • Only collateral registered and titled in NYS will be considered.
Consolidation Loans

TVFCU consolidation loans can lower the amount you pay each month by eliminating high APRs!

Please provide the following information when applying:

  • Current proof of income
  • Statements of the creditors being consolidated
Share Secured Loans

Borrow funds secured by your own shares at a low APR and still earn dividends on them!

  • Maximum Term 60 months
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