TVFCU's lobby is OPEN for all of your transactions, we apologize that our Drive Through is CLOSED until further notice due to water damage.
Thank you for your patience and understanding.

Routing & Transit # 222 383 479
24/7 Automated Teller

TVFCU members can choose from the following share accounts:

Share Deposit AccountMinimum BalancePurpose
Primary Share Savings 0$5.00Required to establish membership and make you eligible for all member benefits
Secondary Savings 3, 5, 8$0.00Additional savings accounts. A Secondary Savings allows you the availability to save and allocate funds for specific purpose(s) all under the same member number.
Share Draft 4$0.00Checking account connected to Debit VISA Card
HSA 6$0.00Health Savings Account connected to HSA Debit VISA Card
Vacation Club$0.00Save for summer. Funds automatically transfer to your S0 or S4 on July 1st. Deposits only; withdrawal prior to July 1st closes account and incurs $10 fee.
Christmas Club$0.00Save for the holidays. Funds automatically transfer to your S0 or S4 on October 1st. Deposits only; withdrawal prior to October 1st closes account and incurs $10 fee.
Share Certificates$500.00Savings with specific maturity terms

*Use our unique payroll distribution to allocate amounts from your payroll or direct deposit into any of these accounts.  You can change your distribution at any time. And best of all, it’s free!

  • To establish membership, you need your original Social Security Card, current Photo ID, and $5.00.
  • Your Primary Share Savings allows you to take advantage of any of our products and services.
  • Enroll in E-statements. Eliminate waiting for your paper statement and allow you to go paperless.
  • Earn dividends.

  • Add up to 3 different savings accounts to your primary savings in order to save for specific goals.
  • Using our Payroll Distribution form, allocate any payroll or direct deposit electronically - any amount, any number of accounts, any way you choose!
  • Earn dividends.
  • No minimum balance required.

  • TVFCU's free checking requires no minimum balance.
  • Use your VISA debit card for purchases and ATM withdrawals.
  • Add Courtesy Pay to your account to authorize transaction amounts exceeding your balance. Fees apply.
  • Apply for Overdraft Protection.

  • Open your free HSA if you are enrolled in a high deductible medical insurance plan.
  • Funds contributed to your HSA are not subject to federal income tax, when deposited through your pre-tax payroll. See your HR department for further details.
  • Access funds with HSA Debit VISA Card
  • Does not earn Dividends.

  • Funds transfer automatically to your Share Savings Account annually on July 1st.
  • Deposits can be made anytime, for any amount, through payroll deposit, as well as at our teller line.
  • No withdrawals allowed; incur an early closing penalty of $10 for premature close.

  • Funds transfer automatically to your Share Savings Account annually on October 1st.
  • Deposits can be made anytime, for any amount, through payroll deposit, as well as at our teller line.
  • No withdrawals allowed; incur an early closing penalty of $10 for premature close.

  • Establish a Share Certificate with a minimum deposit of $500 for a predetermined term.
  • Select from these terms:
    • 6 months
    • 9 months
    • 12 months
    • 24 months
    • 36 months
  • Dividends are paid on the last business day of the month, as per the terms of the individual certificate.

TVFCU is federally insured by the National Credit Union Administration.

TVFCU Piggy Bank with Glasses


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Important Information:​

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Tonawanda Valley Federal Credit Union sustains substantial water damage, drive thru is anticipated to reopen in April 2023, ATM is up and running.

Batavia, NY January 13, 2023 – Over the Christmas Holiday, a water pipe burst in three places flooding the drive thru and back office operations of Tonawanda Valley Federal Credit Union. This was discovered after hours on Monday, December 26, 2022 and resulted in an immediate closure of our ATM and drive thru teller services, and a relocation of our back office teams, as the north/west side of the building suffered substantial flooding and water damage.

On Tuesday, December 27, 2022 we were able to open our lobby as regularly scheduled for our members. A construction team was brought on site immediately to remove all wet debris and as of today, that mitigation is complete. Rebuilding our drive thru teller service as well as our back office operations is underway. Our ATM is up and running. Other fee-free ATM’s are available at 7-11 Convenience Stores in the area as follows:

550 East Main Street, Batavia, NY 14020
25 South Main Street, Oakfield, NY 14125
91 Market Street, Attica, NY 14011
8400 Buffalo Road, Bergen, NY 14416

Our thanks and appreciation to the City of Batavia Fire Department, the City of Batavia Bureau of Maintenance, Issac Heating, Lawley Insurance, Kircher Construction, Rapid Dry, Seibold, ARCA, and all of our business partners who were on site within 12 hours to begin clean-up efforts and to assist our team with the necessary tools to ensure business continuity.

We anticipate we will be under construction for the next few months. We are hopeful for a reopening date in April 2023 for our drive thru teller services. As this fluid situation continues to unfold, updates will be made available on our website

TVFCU members can continue to utilize our lobby teller services, our branch team, and our electronic services until our drive thru is rebuilt. If you are a TVFCU member and need assistance conducting your banking transactions, please call our branch team at 585-343- 5627 or visit our website

Thank you for your patience as we rebuild to better serve your banking needs.