A TVFCU signature loan is an unsecured loan and can be used for personal items such as a swimming pool, those energy-saving appliances you have always wanted, or consolidation of three credit cards or less. The term of the loan can be up to 48 months.
To apply for a signature loan, please complete the appropriate loan application and provide proof of income for review. You can call or e-mail us the following day after 1 p.m. to learn the status of your loan application.
Qualifications for approval include your credit history, debt to income ratio, and your length of employment and residency. If you are trying to establish credit history, a co-signer who has good credit history may be considered.
Once you have confirmed approval of your loan, you can select a time to come into the office to sign the disclosure paperwork and pick up your loan. If it is not convenient for you to come into the credit union, the original disclosures can be mailed to you. Then you need to have them witnessed by a Notary and mail the signed disclosures back to us.